Privacy Policy

The Gregory Funding Privacy Policy was updated on December 9, 2019

The following provides an overview of how we protect your privacy during your visit to GregoryFunding.com. Please take a moment to familiarize yourself with our privacy practices and contact us  about "Privacy" if you have any questions.

Information Collected by Gregoryfunding.com

In addition to serving as an informational resource to help users learn more about Gregory Funding’s products and services, GregoryFunding.com also hosts a borrower portal that allows users to make payments, view transaction activity, and access certain loan documents and loan servicing disclosures.  In connection with these services, we may collect or have already collected and maintain various personal information about you, including the following:

  • Social Security number and income

  • Account transactions, transaction history and account balances

  • Checking account information

  • Credit history and mortgage rates and payments

We also may collect other personal information that you voluntarily provide to us, including your email address, landline telephone number, mobile telephone number or other contact information.  We may use this information to send you Gregory Funding-related materials that provide additional information about our company and/or promotional offers, as well as to troubleshoot technical problems.  We also may send emails or texts to you in connection with your portal and transaction activity.

 

Our Site also collects non-personal information through Internet access logs.  When you visit GregoryFunding.com, non-personal data such as your IP address is automatically collected and stored in Internet access logs.  Typically, an IP address or the other information stored in the logs is not considered personally identifiable information.

Data Security

Gregory Funding takes precautions to protect our site visitors' information when using the site as set out in the Terms of Use.

Cookies

Cookies are small files that GregoryFunding.com sends to your computer to recognize that you are a unique user of the Site. We may use cookies to store and retrieve certain information previously provided by you to Gregory Funding so that you will not need to re-enter it each time you visit the Site.  Accepting the cookie does not compromise your privacy or the security of your computer; it is simply a way to facilitate your use of our Site.  Unless you specifically tell us, we will never know who you are, even though we may assign a cookie to the browser on your computer.  Please remember that you may disable your browser’s ability to store cookies at any time by modifying your browser’s preference settings.

 

We use both session ID cookies and persistent cookies.  A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time.  You can remove persistent cookies by following directions provided in your Internet browser’s “help” directory.  If you reject cookies, you may still use our Site, but your ability to use some areas of our Site, such as for contests and/or surveys, will be limited. 

 

The use of cookies by our partners, affiliates, and service providers is not covered by our Privacy Policy.  We do not have access or control over these cookies.

How We Use the Information

  • To create de-identified, anonymized, aggregated or similar non-personally identifiable data, which we may use for any lawful business purpose;

  • To engage in routine business uses that an ordinary and reasonable person should expect in the context of the services we provide, the reasons for which we collect personal information, and/or the ways that similar businesses ordinarily operate, including, for example, uses and disclosures:

    • For security, anti-fraud, authentication and verification purposes;

    • To facilitate our ability to provide you with transaction-related information and submit loan payments through our borrower portal;

    • To respond to questions or requests or to contact you for lawful purposes, including for surveys, and/or to provide you with documents, disclosures or transaction/account information;

    • To service providers, information technology providers, consultants, mailing and other business process providers, vendors, and other third parties which help us operate and improve our business, including by providing outsourced business functions and/or analytic services;

    • To vendors and their service providers who reasonably need the personal information to do their jobs, which may include helping us analyze how the services are used, diagnose service or technical problems, customize content or deliver personal communications, and/or protect the security or integrity of the Site and the services;

    • To other companies owned by us or under common ownership, including our subsidiaries, or our ultimate holding company and any of its subsidiaries. These companies may use your personal information in the same way as we can under this Privacy Policy;

    • To third-party marketers who may reach out to you regarding additional products and services (for example, subject to applicable law, if you express interest in learning about mortgage financing opportunities, we may sell mortgage lead information so that others may contact you about those opportunities);

    •  To our co-branded business partners with whom we may jointly provide services to you;

    • To respond to or participate in commercial disputes (e.g., lawsuits or investigations);

    • To persons appearing to have a lawful interest in the personal information (e.g., to an insurance company processing an insurance claim involving you); or

    • To comply with applicable law;

  • To respond to legal process or to regulatory authorities, such as pursuant to subpoena; warrant; investigative demand from law enforcement, regulators or others; national or international security letters; etc.;

  • To investigate, prevent or take action on suspected or actual illegal activities (including fraud or stalking), security issues or technical issues;

  • To protect against fraud, claims or other liability or harm to you, us or others;

  • To exercise or perform a legal, ethical, contractual or other right or obligation, such as enforcing our Terms of Use or other agreements or investigating potential violations thereof;

  • In connection with a merger or other business combination or separation, including, but not limited to, a voluntary or involuntary change in our business or structure or a reorganization; financing; change of control; sale of all or part of our stock or assets; spinoff; bankruptcy; dissolution or related similar proceedings; and

  • For such lawful purposes as may be disclosed or evident at the time you provide personal information to us, e.g. when you provide personal information to respond to a survey, sign up for an event, enroll for newsletters or request a service.

We may analyze the information we collect to determine what is most effective about our Site and help us identify ways to improve it.  We do not sell, rent, loan, trade or lease any personally identifiable information to any other third party unless we are legally required to do so.

 

However, as with any business, Gregory Funding, or parts of it, can be sold or transferred.  Such sale or transfer would ordinarily include a sale of our customer information, which is an asset of our business.  The sold customer information may include personal information.  In the event of a proposed change of ownership, Gregory Funding will inform customers as required by law.

California “Do Not Track” Disclosure

Gregory Funding does not track its customers over time and across third-party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals.

 

Children

GregoryFunding.com’s intended audience does not include children.  We do not knowingly collect or archive any personal information pertaining to children younger than 18 years of age.

 

Links to Other Sites

Our Site contains links to other sites.  This privacy statement is for the sole use and business purposes of GregoryFunding.com.  Please be aware that Gregory Funding is not responsible for the privacy practices or the content on third-party websites.  We encourage you to read the privacy statements of every website that collects your personal information.

 

Notification of Changes

This policy may be revised over time as new features are added to GregoryFunding.com.  We will post such changes prominently and, if applicable, tell you how we might use information and whether we will disclose it to third parties.

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Portland, OR 97298

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